Helping you manage the cost of private medical care
The BMI Card is a unique credit card that allows you to spread the cost of health care, allowing you or your family to benefit from treatment at your chosen BMI hospital at a time convenient to you.
Designed to meet your needs
If you need an operation but do not have private medical insurance, most BMI hospitals offer a self pay surgery scheme that will include the consultant surgeon and consultant anaesthetist fees. If the consultants charge separately, these amounts may be debited to your BMI Card account, by prior arrangement with your chosen BMI hospital.
If you have private medical insurance, the BMI Card will allow you to manage the costs of treatment not covered by your insurance, which might be, for example, health screening, maternity care or cosmetic surgery.
Six months' interest-free credit for health care purchases
Your minimum payment each month is 5% of the outstanding balance shown on the BMI Card statement, or £25, whichever is greater, (or the outstanding balance shown on the statement if less than £25). If the purchase is paid in full within six months, it will be entirely interest-free.
Attractive interest rate
You may choose your credit limit up to a maximum of £20,000. Thereafter, interest will be charged on the remaining balance of the account at a current rate of 0.79% per month typical APR 9.9% variable. This facility is limited to applicants aged 18 years or over and living in England, Wales or Scotland, and is subject to normal credit checking procedures and our conditions below. BMI Healthcare reserves the right to refuse any application at its absolute discretion.
No annual charge
The BMI Card has no annual charge or membership fee.
Your security
The Credit Agreement is regulated by the Consumer Credit Act 1974. A written quotation is obtainable on request.
How to apply
To apply for your BMI Card, simply complete the Credit Agreement and bank/building society reference form, and return them to: BMI Card Department, 4 Thameside Centre, Kew Bridge Road, Brentford, Middlesex, TW8 0HF.
Applications of up to £7,000 can be approved within 48 hours of receipt of the signed agreement. Amounts over this may take longer to process and please allow postage time in addition.
If you wish to apply for a BMI Card you must read the terms and conditions before you download the application form.
BMI Card is a credit facility offered by BMI Healthcare Limited, 4 Thameside Centre, Kew Bridge Road, Brentford Middlesex, TW8 0HF. Credit is offered for an initial period of six months on an interest free basis and thereafter at a typical APR 9.9% variable. A minimum payment is required each month from the start of the loan equivalent to 5% of the outstanding balance or £25 whichever is the greater, or the outstanding balance shown on the statement if it is less that £25.
