Flexible finance

Allowing you to spread the cost of treatment

The BMI Card

A credit card interest-free for the first 12 months *

  • Credit limit up to £20,000 (subject to eligibility)Father and daughter reading
  • No annual charge, membership fee or deposit required
  • Applications of up to £7,000 can be approved within 48 hours of receipt of the signed agreement. Please allow 2-3 weeks for greater loan amounts

After 12 months, you can pay the outstanding balance in full or continue with flexible monthly payments - interest charged at representative APR 9.9% variable

How to apply

Fixed Monthly Repayments

Allowing you to budget conveniently **

Fixed term loan calculator Powered by Chrysalis Finance

Amount to borrow:

Pay back over:

36 monthly payments: £108.91

  • Total repayment:
  • Total cost of credit:

Apply now

Representative example

Cash price of goods/amount of credit £3800; 24 monthly payments of £174.48; Total amount repayable £4187.40.

Rates from 9.9% APR. Rates and terms offered are subject to status

A fixed term loan provided by Chrysalis Finance, allows you to pay in monthly instalments which can be spread over a time period to suit you.

  • Interest free monthly repayments when spread over a 12 month period
  • You can choose to spread the cost up to 5 years. 9.9% APR will apply if the loan is taken out for more than a 12 month time period
  • You can borrow as little as £350, and up to £50,000 (subject to eligibility)
  • A simple application process with an instant decision

How to apply

At point of application you will be directed to a portal powered by Chrysalis Finance. You will need your 8 digit Patient ID number (also referred to as your EMPI number) which can be found on your email, text or letter appointment confirmation.

To be eligible for a loan you must:

  • Have had a consultation
  • Be aged between 21 and 75
  • Be in employment or have a regular income (i.e a pension, rental income etc.)
  • Have a personal current account

To complete the application you will need the following:

  • Your EMPI number (provided within your appointment letter or text confirmation)
  • Your address for the past three years
  • Your regular monthly income after tax
  • Your mortgage or rent payments (if applicable)
  • Your current account bank sort code and account number
  • Your current employer's address details for the past three years (if applicable)

BMI Healthcare are working in partnership with Chrysalis Finance

*BMI Card Terms and Conditions

**Chrysalis Finance working in partnership with BMI Healthcare.
Loans are subject to status, terms and conditions apply. Loans are arranged for BMI Healthcare Limited by Chrysalis Finance Limited of PO Box 404, Alderley Edge, Cheshire SK9 0EA. Both BMI Healthcare Limited and Chrysalis Finance Limited are authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking.